For Individuals

College Financial Planning

How Can You Pay for Your Kid to go to College, Spend and Save as You Are Now, and Increase the Amount of Money You have for Retirement?

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Elder Care Financial Care

Finally… Worry Free Financial Management for Your Aging Parent or Family Member.

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Estate Planning Done Right

Make Sure Your Family Transitions Prepare Your Children and Your Family for Financial Freedom.

OBBBA’s No Tax on Overtime & Tips: The Positives for Your Frederick Business

by Jennifer Allen | August 25, 2025 | Blog | 0 Comments

Raise your hand if you feel like you're juggling too many balls in your Frederick business right now. (Yes, my hand is raised too.)Because on top of day-to-day operations, you've jumped into Q3 with a slew of tax code updates from the One Big Beautiful Bill Act...

How To Hire An Intern For The Summer For Your Frederick Business

by Jennifer Allen | June 3, 2026 | Blog | 0 Comments

Key TakeawaysPaid summer interns must be classified as W-2 temporary employees rather than 1099 independent contractors because they operate under your direct supervision. To legally hire an unpaid intern, your program must pass the strict DOL "Primary...

The First Thing You Need To Do

by Jennifer Allen | April 28, 2017 | Blog | 0 Comments

See, relative to their income, the rich are frugal. They save and invest. They spend less than 65% of their take-home pay on day-to-day expenses.

Jennifer Allen’s “Help Us to Remember” Holiday Prayer

by Jennifer Allen | December 22, 2021 | Blog | 0 Comments

It's Monday the 20th, as I put this together, and many of our Frederick clients and friends are gearing up for a very different kind of holiday week.I'm very aware that while the holidays are a time of joy for many, they are just as often a time of pain for a...

How to Check Your Frederick Small Business Profitability Midyear

by Jennifer Allen | July 7, 2026 | Blog | 0 Comments

Quick Answer: A midyear review of small business profitability is a strategic financial assessment that compares your year-to-date revenue and expenses against your initial annual goals. Doing this diagnostic check in June or July allows business owners to stop...

How Money Works For Frederick Business Owners (Part 1)

by Jennifer Allen | May 28, 2018 | Blog | 0 Comments

Sometimes it feels like all we face is turmoil. And this feeling is not restricted to those Frederick businesses who survive "month-to-month". Even the best-capitalized among us can get trapped by the ever-increasing cycle of impending doom. This is especially true if...

How to Pay Estimated Taxes: Is Your Frederick Business Doing This Right?

by Jennifer Allen | September 20, 2024 | Blog | 0 Comments

Cue the pumpkin stands, trick-or-treating supplies, mannequins with sweaters, and the way-too-perfect apple-picking photos in your social media feed.The calendar flipped to September and suddenly it's fall ... y'all. (Saw that one on a scrolling bank sign yesterday,...

How To Find a Business Mentor In Frederick

by Jennifer Allen | October 9, 2018 | Blog | 0 Comments

We're knee-deep in extension-land for some of our individual and family clients from Frederick (extensions due in about a week). And I'm glad to say that we've been able to help a lot of families keep far more in their pockets than if they had used the "drag and drop"...

Applying for a Business Line of Credit for Your Frederick Business

by Jennifer Allen | July 23, 2025 | Blog | 0 Comments

I know, the chatter around the freshly minted One Big Beautiful Bill Act is a bit of a mixed bag. Some of the changes sound like a champagne toast for your business. Others feel like a paperwork hangover waiting to happen.Either way, my mission remains the same: cut...

The Coronavirus Impact On Business Around Frederick

by Jennifer Allen | March 20, 2020 | Blog | 0 Comments

I want to check in with you, because these are obviously unprecedented times for ALL of us.How are things going for your business right now? Shoot me back an email through the email button at the top of the page and let me know.(I should say from the outset that I'm...

How You’re Missing Legal Tax Deductions

Here’s a certain truth: the State and Federal Government would love to have more of your hard-earned money in their accounts. Sure, even though it’s painful, none of us begrudge paying our legal and fair share of taxes.

But the problem is that regular taxpayers, like you, are missing out on legal and safe deductions, to the tune of hundreds of millions of dollars in unclaimed refunds every year!

Learn More