For Individuals

College Financial Planning

How Can You Pay for Your Kid to go to College, Spend and Save as You Are Now, and Increase the Amount of Money You have for Retirement?



Elder Care Financial Care

Finally… Worry Free Financial Management for Your Aging Parent or Family Member.



Estate Planning Done Right

Make Sure Your Family Transitions Prepare Your Children and Your Family for Financial Freedom.

What Payroll Checklist Steps Do Frederick Business Owners Need to Complete Before December 31?

by Jennifer Allen | December 10, 2025 | Blog | 0 Comments

Key TakeawaysVerify all business and employee information early. Even small errors in EINs, addresses, or Social Security numbers can create big filing issues. Review 2026 compensation rules now. State and local minimum wage increases and the Social...

Keeping Tax Records: Frederick Small Biz Edition

by Jennifer Allen | April 26, 2023 | Blog | 0 Comments

If you’re doing the books, juggling the hiring, navigating supply problems, delivering work to clients, and thinking about big-picture items for the year … you might be a small business owner.If you’ve got a lot on your mind and more gets added daily? You might be a...

How To Close A Business, Legally: Steps for Frederick Business Owners

by Jennifer Allen | August 29, 2024 | Blog | 0 Comments

I don’t think Kenny Rogers was thinking about business ownership when he sang that song, but it could be a mantra for Frederick business owners.(And if you’re not a Kenny Rogers fan, here’s a trip down someone else’s lane. Boy, 1978 was another era altogether,...

J Allen & Associates’s Rundown of the 5 Basic Business Entity Types

by Jennifer Allen | November 20, 2021 | Blog | 0 Comments

The shape of your business affects your future and when I'm talking about the "shape," I of course am referring to your Frederick business entity type.Did you know that you CAN change that after the fact? Depending on which entity you are switching to, the process can...

How Frederick business owners can beat occupational stress

by Jennifer Allen | September 28, 2022 | Blog | 0 Comments

As a Frederick business owner, you carry the weight of your company on your shoulders. But the reward is this: when things go well – your profits are good, you’re meeting your business goals, you’re dreaming for the future, entrepreneurial FREEDOM is in the air –...

Jennifer Allen’s Four Keys To Smarter Interview Questions

by Jennifer Allen | May 21, 2018 | Blog | 0 Comments

Firstly, with the advent of technology like Google's new "Duplex" system, it's going to reach a point (sooner than we realize) that Frederick businesses like yours -- and mine -- will have less use for employees that are mere "order takers" or who don't engage in...

Optimizing Productive Time for You and Your Frederick Team

by Jennifer Allen | October 8, 2019 | Blog | 0 Comments

How many times have you started work early -- and the next thing you knew it was 4PM ... and your instant reaction was: I haven't made any progress today on my most important stuff ?If you're like the rest of us: quite a few times -- and maybe "most of the...

Achieving Positive Cash Flow For Your Frederick Business’s Health

by Jennifer Allen | December 15, 2023 | Blog | 0 Comments

Crazy to think there are only two more weeks until Christmas and only three more weeks left of 2023. There’s a lot of joy still to be had and opportunities for your Frederick business to increase revenueAnd, while the rest of us are checking off our holiday shopping...

How To Get Your Frederick Prospects To Respond To Your Marketing Messages

by Jennifer Allen | July 27, 2018 | Blog | 0 Comments

We have a pretty clear choice as Frederick business owners in our current cultural moment. Either we allow all of the media negativity (social and otherwise) to rob us of our focus and drive, through distraction and the agitation of the moment, and our business sort...

Build A Brand In Frederick And Do It Well

by Jennifer Allen | December 6, 2017 | Blog | 0 Comments

As I write this, the Senate has passed their version of the tax reform bill, and now we wait for the final version of the bill. But here's the big number: Four weeks. Apparently, Congress thinks it can enact a dramatic overhaul of the law, adding substantial new...

How You’re Missing Legal Tax Deductions

Here’s a certain truth: the State and Federal Government would love to have more of your hard-earned money in their accounts. Sure, even though it’s painful, none of us begrudge paying our legal and fair share of taxes.

But the problem is that regular taxpayers, like you, are missing out on legal and safe deductions, to the tune of hundreds of millions of dollars in unclaimed refunds every year!

Learn More